Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 29

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 32

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JRequest::clean() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 33

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 463

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 464

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 465

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 466

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 467

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/s1011444/public_html/libraries/joomla/environment/request.php on line 468

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 35

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 38

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 39

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 46

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 47

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 50

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 53

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 54

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 57

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/joomla/import.php on line 58

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getApplication() should not be called statically in /home/s1011444/public_html/index.php on line 31

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Redefining already defined constructor for class JObject in /home/s1011444/public_html/libraries/joomla/base/object.php on line 57

Strict Standards: Non-static method JApplication::getInstance() should not be called statically in /home/s1011444/public_html/libraries/joomla/factory.php on line 46

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically in /home/s1011444/public_html/libraries/joomla/application/application.php on line 132

Strict Standards: Declaration of JSite::getRouter() should be compatible with & JApplication::getRouter($name = NULL, $options = Array) in /home/s1011444/public_html/includes/application.php on line 377

Strict Standards: Declaration of JSite::getPathWay() should be compatible with & JApplication::getPathway($name = NULL, $options = Array) in /home/s1011444/public_html/includes/application.php on line 377

Strict Standards: Declaration of JSite::getMenu() should be compatible with & JApplication::getMenu($name = NULL, $options = Array) in /home/s1011444/public_html/includes/application.php on line 377

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/application.php on line 745

Strict Standards: Non-static method JFactory::_createConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 73

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/joomla/registry/registry.php on line 19

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JUtility::getHash() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/application.php on line 101

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/utilities/utility.php on line 111

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/application.php on line 394

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/application.php on line 783

Strict Standards: Non-static method JFactory::_createSession() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 94

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 501

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Declaration of JSession::set() should be compatible with JObject::set($property, $value = NULL) in /home/s1011444/public_html/libraries/joomla/session/session.php on line 737

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/joomla/session/session.php on line 19

Strict Standards: Non-static method JSession::getInstance() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 507

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JSessionStorage::getInstance() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/session/session.php on line 108

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JFilterInput::clean() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/session/storage.php on line 57

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Declaration of JSessionStorageNone::register() should be compatible with JSessionStorage::register($options = Array) in /home/s1011444/public_html/libraries/joomla/session/storage/none.php on line 38

Warning: session_start(): Cannot send session cookie - headers already sent by (output started at /home/s1011444/public_html/libraries/joomla/import.php:29) in /home/s1011444/public_html/libraries/joomla/session/session.php on line 423

Warning: session_start(): Cannot send session cache limiter - headers already sent (output started at /home/s1011444/public_html/libraries/joomla/import.php:29) in /home/s1011444/public_html/libraries/joomla/session/session.php on line 423

Warning: Cannot modify header information - headers already sent by (output started at /home/s1011444/public_html/libraries/joomla/import.php:29) in /home/s1011444/public_html/libraries/joomla/session/session.php on line 426

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/application.php on line 786

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JPath::find() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JTable::addIncludePath() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/database/table.php on line 112

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 268

Strict Standards: Non-static method JFactory::_createDBO() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 271

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 551

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JDatabase::getInstance() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 563

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JError::isError() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 565

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/joomla/html/parameter.php on line 21

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/includes/application.php on line 53

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JComponentHelper::getParams() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/includes/application.php on line 60

Strict Standards: Non-static method JComponentHelper::getComponent() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/component/helper.php on line 83

Strict Standards: Non-static method JComponentHelper::_load() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/component/helper.php on line 39

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/application/component/helper.php on line 196

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JRegistryFormat::getInstance() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/registry/registry.php on line 373

Strict Standards: Non-static method JFilterInput::clean() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/registry/format.php on line 45

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Declaration of JRegistryFormatINI::objectToString() should be compatible with JRegistryFormat::objectToString(&$object) in /home/s1011444/public_html/libraries/joomla/registry/format/ini.php on line 281

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/includes/application.php on line 61

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLanguage::exists() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/includes/application.php on line 68

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFolder::exists() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/language/language.php on line 265

Strict Standards: Non-static method JPath::clean() should not be called statically, assuming $this from incompatible context in /home/s1011444/public_html/libraries/joomla/filesystem/folder.php on line 392

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/s1011444/public_html/libraries/loader.php on line 186

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Bank Accounts for Young Adults and Students
Bank Accounts for Young Adults and Students

 

This article was written by the team at the Australian savings account comparison website Savings Account Finder.

Just like with most available services, bank accounts are not the same. As a young adult, you will have to shop around and find the bank account will provide the most savings for your daily cash. While doing so, you should take the following information into consideration when using your respective bank account.
 

Bank Account Fees

1. ATM Card - Who doesn’t have an ATM card? Anyone who has a bank account knows how convenient they can be. However, depending on how much you use them, the fees might cut into your ability to accumulate savings. You can get cash 24/7 up to a daily amount and also make deposits via your ATM card. Some banks even allow you to make payments via your ATM card. Because of the receipt that you get each time you make an ATM transaction, you will always have a document that you can use to reconcile your bank account and determine how much you have used each time. This is an excellent way to track your savings and expenses. However, for such convenience there is usually a fee. Most banks charge a fee for each transaction, which can be around the $2 mark each time. Remember that if you use this banking option, you will be charged an ATM fee for this convenient service.

2. Internet Banking - This is a very convenient way to bank these days. You can set up automatic bill payments via your online account access and pay your creditors directly. Just make the arrangements for the money to be drawn from your personal account and paid into your creditor’s account on a particular day. This will make it easier for you to pay your bills on time. Your only worry will be to make sure that you have the money in your account on the day that the automated payment goes through. However, just like other bank conveniences, you will also be required to pay for this service. These fees can run you around .50 per transaction, which will decrease your savings if you have too many of them within a month.

3. Another Bank’s ATM - You will be charged a fee if you use your ATM card at a bank other than your own. It is always a good thing to make withdrawals at your own bank so that you won’t be charged a $2-$4 ATM fee, although this is sometimes inconvenient depending on your location at the time of the transaction.

4. Bank Tellers - Unfortunately, some banks will charge you to use a bank teller. With services being provided on the Internet, drive thru services and ATM, it will actually cost you more money to go inside of the bank and speak with a live bank teller. For instance, it is cheaper to make your withdrawal via an ATM card than making that same withdrawal with a bank teller. This type of transaction may cost you as much as $5.00 to talk to a bank teller. Avoid this type of transaction at all cost.

Bank Account Savings

Not all things are bad when it comes to your bank account. Since you will just be starting out into the banking world, there are some banks that will allow you a discount if you open up a student account. All you have to do is provide proof that you are a full time student and the bank will give you a student bank account that has reduced transaction fees.
These are great savings that can be used on other important things such as tuition and fees, or even a new business wardrobe.

Even if you are no longer an undergrad and have moved on to larger digs, you can still have a student account when you are pursuing higher degrees too. Yes, a student bank account is a wonderful way to save money on a bank account, but the following are some additional ways that you can save:

1. Free Checking - Many banks will offer such features as accounts that have a certain number of free monthly transactions. It would be in your best interest to find banks that offer these types of perks and don’t go over the amount of transactions that are given for free. Remember that you are usually charged per transaction and they can add up. So, anyway to cut back on dread bank fees transactions would greatly increase your savings. Use it to your advantage.

2. Use Your Own Bank - You can save a lot of money if you only conduct business with your own bank. Out of convenience, many people will use the closest ATM machine that they can find. However, this is not the wisest or most cost effective decision to make. Use your own bank for transactions and see your savings increase over time.

3. Check Your Monthly Bank Statement - Mistakes can happen from time to time. It is good to make sure that your bank is charging you the right fees and also that retailers or creditors are not taking more money from your account than necessary. Remember that the people who set up electronic payments are human also. It is wise to reconcile your bank statement on a monthly basis. Turn your paper bank statement over and use the provided bank reconciliation form to determine if your personal bank records match up to what the bank says is in your account. If everything matches, you are okay. Don’t forget that once your account is reconciled, analyze it for ways in which you can get additional savings.

In conclusion, getting a handle on your bank account shouldn’t be that intimidating. Just find the bank that offer the best features, the biggest savings, fewer fees and you will be ahead of the game.

Copyright to Savings Account Finder

 

 
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